Other Personal Injury
Other Area
MARTINDALE-HUBBELL® PEER REVIEW RATINGS™
Peer Rating 5/5.0
AV®Preeminent
Gary Lee, Attorney, PLLC
1335 Space Park Drive,
Suite B
Houston, TX 77058
Phone: 281-335-0015
Fax: 281-335-0014
Hours: 7:30am - 4:30pm
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If you are a passenger in the driver's vehicle who is at fault, you may be entitled to his or her liability insurance for any injuries you sustain. You may be entitled to their Personal Injury Protection or Med-Pay coverage. You may also be entitled to your own Personal Injury Protection or Med-Pay coverage under your own policy of automobile insurance.
You must decline PIP coverage in writing. If you did not sign a waiver declining PIP coverage, you have this coverage.
Check your policy or ask your insurance agent about increasing your Personal Injury Protection to $10,000.
This money can be used to pay your out-of-pocket medical expenses, including your co-pays or co-insurance. It can also be used to reimburse you for up to 80% of your lost wages, regardless of who is at fault.
Generally, this money is not subject to subrogation. Therefore, generally, it does not have to be paid back.
Med-Pay Protection will only reimburse you for out-of-pocket medical expenses, and your insurance company may be entitled to get that money back if you recover from the driver at fault.
Check your policy or ask your insurance agent about switching to Personal Injury Protection benefits in the amount of $10,000.
Uninsured / Underinsured Protection may provide you with more coverage if the at-fault driver has little or no insurance. The minimum liability insurance required by Texas law is only $30,000. If you are seriously injured due to someone else's negligence and they only have the minimum amount of insurance, your Uninsured / Underinsured coverage may provide you with additional insurance.
You are entitled to purchase as much Uninsured / Underinsured Protection as you have in liability coverage.
Check your policy or ask your insurance agent about increasing your Uninsured / Underinsured Protection to the maximum amount allowed by law.